There are vast amounts of pounds lying unclaimed in inactive bank and building culture accounts, investments, retirement benefits and life insurance policies policies

There are vast amounts of pounds lying unclaimed in inactive bank and building culture accounts, investments, retirement benefits and life insurance policies policies

11. Reclaim money in a forgotten bank account

If you would imagine you might have lost a bank or checking account then there are free tracing schemes that will help you recover lost cash. For assets, retirement benefits and insurance plans you might need to pay a charge to locate.

Get more information: Finding lost records – the easy steps you can take to re-trace your lost money online.

12. Reclaim bank charges

If you’re in financial hardship then your very last thing you’ll want is a extortionate bank fee for breaching your overdraft. Happily, if you were to think a cost was unjust, you are in a position to claim it right back.

You’ll need certainly to compose to your bank your self, although when they reject your claim you can go on it into the Financial Ombudsman.

13. Always check in the event that you had PPI (the deadline is approaching)

If you’d any type of credit product, such as for instance a customer loan, shop card, bank card or mortgage up to 2006, as soon as the regulator began imposing fines for PPI mis-selling, you have been mis-sold PPI (payment security insurance coverage). Læs resten